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    SAVINGS OPTIONS

    More choices to help you plan for the future.  With our wide variety of savings and investment options, we’re making it easier than ever for you to save money. You can choose from traditional savings accounts, IRAs or money markets – all with varying rates and terms, so you’re sure to find an account that fits your needs.

    Statement Savings*
    A traditional savings account with a low minimum balance requirement.
    —Interest is compounded and credited quarterly
    —Unlimited over-the-counter deposits and withdrawals
    —ATM card is available on this account
    —No fee foreign ATM withdrawals

    Kids’ Club
    It’s never too early to learn the value of saving!
    — A no minimum balance savings account for "kids" up to age 21
    —Interest is compounded and credited quarterly
    —Special gift at account opening and monthly drawing for "Saver of the Month"

    Click this link and you will be directed to the Kids' Club activity pages on National Penn Bank's Web site. KNBT is a division of National Penn Bank. Have fun!


    Auto Savings Account
    Grow your savings by having money transferred automatically from a new or existing checking account to your Auto Savings account.
    —Save regularly without going to the bank
    —A minimum transfer amount of $10.00 per month is required to avoid a minimum balance requirement. Save more if desired and choose your own monthly schedule.

    Money Market Account*
    A tiered account that allows you to earn higher interest as your balance grows.
    —Interest is compounded and credited monthly.
    —Check card is available on this account
    —Write up to three checks per month
    —Overdraft protection available

    Premium Money Market Account
    This is a tiered interest bearing account with a minimum balance requirement to avoid a low monthly fee. The more you save, the higher interest you will earn. No-fee services available with this account are:
    —Visa CheckCard with Visa Extras and Verified by Visa®
    —Foreign ATM withdrawals
    —Checking image return

    Money Market IRA*
    Enjoy retirement savings with tax-deferred interest.
    —Interest is compounded and credited monthly
    —No minimum balance requirement
    —No early withdrawal penalty
    —No worries about losing principal


    *Account is subject to certain transaction limitations. Ask a Financial Service Representative for details or request a Personal Deposit and Electronic Banking Agreement and Disclosure booklet.